{"product":"vigil-paid.kyc_screen","version":"0.1.13","price":{"amount":"1.00","currency":"usd","per":"completed screen"},"payment":{"protocol":"Machine Payments Protocol (HTTP 402, WWW-Authenticate: Payment)","methods":[{"method":"stripe","label":"cards through a Link Shared Payment Token"},{"method":"tempo","label":"USDC on Tempo"}]},"screen":{"company":"one legal name (required)","persons":"up to 3 named people, each a name or {name, dob (YYYY or YYYY-MM-DD), nationality (ISO 3166-1 alpha-2)}","returns":"severity, routing, recommendation and the rule that fired; every potential match with the publisher's record id; the sources read with as-of dates and hashes; the sealed pack id; the PDF"},"sources_screened":[{"source_id":"ofac_sdn","label":"OFAC Specially Designated Nationals (SDN)","publisher":"US Treasury OFAC","kind":"sanctions","max_age_days":14,"licence":"US Government work — public domain (17 U.S.C. § 105)"},{"source_id":"ofac_nonsdn","label":"OFAC Consolidated Non-SDN lists","publisher":"US Treasury OFAC","kind":"sanctions","max_age_days":60,"licence":"US Government work — public domain (17 U.S.C. § 105)"},{"source_id":"uk_fcdo","label":"UK Sanctions List (FCDO)","publisher":"UK Foreign, Commonwealth & Development Office","kind":"sanctions","max_age_days":14,"licence":"Open Government Licence v3.0"},{"source_id":"eu_fsd","label":"EU Consolidated Financial Sanctions (FSD)","publisher":"European Commission","kind":"sanctions","max_age_days":14,"licence":"Creative Commons Attribution 4.0 (Commission Decision 2011/833/EU)"},{"source_id":"bis_entity","label":"BIS Entity List","publisher":"US Commerce BIS","kind":"export_control","max_age_days":365,"licence":"US Government work — public domain (17 U.S.C. § 105)"},{"source_id":"bis_dpl","label":"BIS Denied Persons List","publisher":"US Commerce BIS","kind":"export_control","max_age_days":60,"licence":"US Government work — public domain (17 U.S.C. § 105)"},{"source_id":"bis_uvl","label":"BIS Unverified List","publisher":"US Commerce BIS","kind":"export_control","max_age_days":365,"licence":"US Government work — public domain (17 U.S.C. § 105)"},{"source_id":"bis_meu","label":"BIS Military End-User List","publisher":"US Commerce BIS","kind":"export_control","max_age_days":365,"licence":"US Government work — public domain (17 U.S.C. § 105)"},{"source_id":"us_csl","label":"US Consolidated Screening List","publisher":"US ITA / Trade.gov","kind":"consolidated","max_age_days":14,"licence":"US Government work — public domain (17 U.S.C. § 105)"},{"source_id":"sam_exclusions","label":"SAM.gov Exclusions","publisher":"US GSA SAM.gov","kind":"debarment","max_age_days":7,"licence":"US Government work — public domain (17 U.S.C. § 105)"}],"sources_not_screened":[{"source_id":"un_consolidated","reason":"UN Security Council Consolidated List — not screened in the paid lane: the UN website Terms of Use permit personal, non-commercial use only and forbid redistribution; no list-specific permission found (checked 2026-10-27). UN designations are implemented through the EU, UK and US lists screened here, each on its own timetable."},{"source_id":"world_bank_debarred","reason":"World Bank debarred firms — the web list offers no export and its API gateway requires a subscription key (checked 2026-09-28)"},{"source_id":"interpol_red","reason":"Interpol Red Notices — terms forbid automated use"},{"source_id":"ddtc_debarred","reason":"DDTC Debarred Parties — cross-referenced via the US CSL source column only"},{"source_id":"dfat_consolidated","reason":"Australia DFAT Consolidated List — the publisher stalls automated fetches of the XLSX (checked 2026-09-28); route not validated"},{"source_id":"adverse_media","reason":"Adverse media — not screened in this lane (see kyc.coverage for the backing table and history)"}],"wording":{"positive":"potential match","negative":"no candidate found","never":"cleared: a screen clears no one; a person decides"},"limits":{"persons":3,"screens_per_payer_per_hour":null,"unfinished_screens_per_payer":50,"throughput":"screens run one at a time in the order paid, 40–100 s each; a burst queues and is served in turn","duplicate_window_hours":24,"retention_days":90,"payment_record_retention_days":730},"refunds":"a screen that produces no report is refunded, whether it fails before or after the answer went out; a duplicate of a screen you paid for within the duplicate window returns the earlier pack and the new charge is refunded (up to 3 automatic refunds per payer per day; beyond that the earlier pack is returned and the charge stands); a payment refused for the hourly limit or a malformed request is refunded","refund_states":{"refunded":"the refund is made; refund_id is Stripe's; a card refund reaches the card in 5–10 days; a stablecoin refund returns to the paying wallet","pending":"a refund is owed and its outcome is not yet confirmed; it is retried every few minutes under one idempotency key, so it is made exactly once","manual":"a refund is owed and has no automatic path (a stablecoin payment Stripe holds no record of); it is made by hand to the paying wallet","kept":"the earlier pack is returned and this charge stands (daily refund allowance used)"},"recovery":{"lost_answer":"retry the same request with the same payment credential: the recorded answer for that payment comes back (its result_url and token, or its refund); no second charge","lost_result_url":"pay again for the same inputs within 24 h: the earlier pack is returned and the new charge refunded (counts against the daily refund allowance)","lost_screen":"a screen still unfinished 15 min after payment is treated as failed and refunded","expired":"result_url and the PDF are served for 90 days; after that the screen is gone and a new payment runs a new screen"},"attribution":[{"source_id":"ofac_sdn","licence":"US Government work — public domain (17 U.S.C. § 105)","attribution":"Source: U.S. Department of the Treasury, Office of Foreign Assets Control — Sanctions List Service published exports. US Government work; public domain.","terms_url":"https://ofac.treasury.gov/sanctions-list-service","checked":"2026-10-27"},{"source_id":"ofac_nonsdn","licence":"US Government work — public domain (17 U.S.C. § 105)","attribution":"Source: U.S. Department of the Treasury, Office of Foreign Assets Control — Sanctions List Service published exports. US Government work; public domain.","terms_url":"https://ofac.treasury.gov/sanctions-list-service","checked":"2026-10-27"},{"source_id":"uk_fcdo","licence":"Open Government Licence v3.0","attribution":"Contains public sector information licensed under the Open Government Licence v3.0. © Crown copyright. Source: UK Sanctions List, Foreign, Commonwealth & Development Office.","terms_url":"https://www.gov.uk/government/publications/the-uk-sanctions-list","checked":"2026-10-27"},{"source_id":"eu_fsd","licence":"Creative Commons Attribution 4.0 (Commission Decision 2011/833/EU)","attribution":"Source: European Commission, Consolidated list of persons, groups and entities subject to EU financial sanctions (Financial Sanctions Database), reused under CC BY 4.0. Changes: records parsed and name-matched; the list is not reproduced.","terms_url":"https://commission.europa.eu/legal-notice_en","checked":"2026-10-27"},{"source_id":"bis_entity","licence":"US Government work — public domain (17 U.S.C. § 105)","attribution":"Source: U.S. Department of Commerce, Bureau of Industry and Security — Entity List. US Government work; public domain.","terms_url":"https://www.bis.gov/","checked":"2026-10-27"},{"source_id":"bis_dpl","licence":"US Government work — public domain (17 U.S.C. § 105)","attribution":"Source: U.S. Department of Commerce, Bureau of Industry and Security — Denied Persons List. US Government work; public domain.","terms_url":"https://www.bis.gov/","checked":"2026-10-27"},{"source_id":"bis_uvl","licence":"US Government work — public domain (17 U.S.C. § 105)","attribution":"Source: U.S. Department of Commerce, Bureau of Industry and Security — Unverified List. US Government work; public domain.","terms_url":"https://www.bis.gov/","checked":"2026-10-27"},{"source_id":"bis_meu","licence":"US Government work — public domain (17 U.S.C. § 105)","attribution":"Source: U.S. Department of Commerce, Bureau of Industry and Security — Military End-User List. US Government work; public domain.","terms_url":"https://www.bis.gov/","checked":"2026-10-27"},{"source_id":"us_csl","licence":"US Government work — public domain (17 U.S.C. § 105)","attribution":"Source: U.S. International Trade Administration — Consolidated Screening List (data.trade.gov). US Government work; public domain.","terms_url":"https://www.trade.gov/consolidated-screening-list","checked":"2026-10-27"},{"source_id":"sam_exclusions","licence":"US Government work — public domain (17 U.S.C. § 105)","attribution":"Source: U.S. General Services Administration — SAM.gov Exclusions public extract (publicly available under FOIA). US Government work; public domain.","terms_url":"https://open.gsa.gov/api/sam-entity-extracts-api/","checked":"2026-10-27"}],"livemode":true}